Calculate your exact gratuity payout using the official (15 × Last Drawn Basic+DA × Tenure) / 26 formula and check tax-free exemption up to ₹20 Lakh.
| Monthly Basic + DA | 5 Years Service | 7 Years Service | 10 Years Service | 15 Years Service | 20 Years Service |
|---|---|---|---|---|---|
| ₹30,000/mo | ₹86,538 | ₹1,21,154 | ₹1,73,077 | ₹2,59,615 | ₹3,46,154 |
| ₹50,000/mo | ₹1,44,231 | ₹2,01,923 | ₹2,88,462 | ₹4,32,692 | ₹5,76,923 |
| ₹80,000/mo | ₹2,30,769 | ₹3,23,077 | ₹4,61,538 | ₹6,92,308 | ₹9,23,077 |
| ₹1,20,000/mo | ₹3,46,154 | ₹4,84,615 | ₹6,92,308 | ₹10,38,462 | ₹13,84,615 |
Under judicial precedents interpreting Section 2A of the Payment of Gratuity Act, completing 4 years and 240 days (in a 6-day week establishment, or 190 days in a 5-day week establishment) is treated as 5 continuous years.
Up to ₹20,00,000 cumulative lifetime gratuity is tax-exempt for private-sector employees; central/state government employees get 100% tax-free gratuity.