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📱 Privacy-Safe Dynamic UPI Payment Link & QR Generator

Generate custom UPI payment deep links and shareable payment cards with pre-filled Rupee amount and invoice note for Google Pay, PhonePe, Paytm, and BHIM—100% in your browser.

Enter Parameters

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📊 NPCI UPI Transaction Limits in India (2026)

UPI Transaction CategoryPer-Transaction / Daily LimitApplicable Charges
Standard Peer-to-Peer (P2P) & Retail Merchant (P2M)₹1,00,000 per day (10–20 txns/day)₹0 (100% Free for bank-to-bank)
Tax Payments, IPO, RBI Retail Direct, Insurance₹2,00,000 to ₹5,00,000₹0
Verified Hospitals & Educational InstitutionsUp to ₹5,00,000 per transaction₹0

❓ Frequently Asked Questions

Why lock the amount inside a UPI QR code?

Embedding the `&am=` parameter in the NPCI URI prevents customers from typing the wrong amount or underpaying an invoice.

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