Calculate 21-year tax-free EEE maturity for your daughter's Sukanya Samriddhi Yojana account (15 years deposit, 21 years maturity at 8.2% p.a.).
| Monthly Equivalent | Annual Deposit (15 Yrs) | Total Invested | Tax-Free Interest | 21-Year Maturity Corpus |
|---|---|---|---|---|
| ₹2,000/mo | ₹24,000/yr | ₹3,60,000 | ₹7,48,412 | ₹11,08,412 |
| ₹5,000/mo | ₹60,000/yr | ₹9,00,000 | ₹18,71,031 | ₹27,71,031 |
| ₹10,000/mo | ₹1,20,000/yr | ₹18,00,000 | ₹37,42,062 | ₹55,42,062 |
| ₹12,500/mo (Max) | ₹1,50,000/yr | ₹22,50,000 | ₹46,77,578 | ₹69,27,578 |
SSY interest is calculated on the lowest balance between the close of the 5th day and the last day of each month. Depositing on or before the 5th of April (for lump sum) or 5th of each month maximizes interest.