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💳 EMI Calculator 2025

Calculate EMI, Compare Lenders, Simulate Prepayments & Check Affordability

✓ Prepayment Simulator ✓ Affordability Check ✓ Lender Comparison ✓ Balance Transfer

Select Loan Type

💵 Calculate Your EMI

Loan Amount (₹)

Interest Rate (% p.a.)

Loan Tenure (Years)

Processing Fee (%)

Other Charges (₹)

🎯 Prepayment Simulator

One-Time Prepayment

Prepayment Year

Prepayment Amount (₹)

Monthly Extra EMI

Extra Amount/Month (₹)

Annual Extra Payment

₹24,000

💰 Affordability Calculator

Monthly Income (₹)

Existing EMIs (₹)

Max EMI % of Income

🏠 You Can Afford

Maximum Monthly EMI

₹30,000

Maximum Loan Amount

₹42.5L

💡 Note: Actual loan eligibility depends on credit score, employment stability, and lender policies.

🏦 Compare Lenders

Bank	Interest Rate	Monthly EMI	Total Interest	Processing Fee
Calculate EMI to see lender comparison

⚠️ Disclaimer: Rates shown are indicative as of November 2024. Actual rates may vary based on credit score, loan amount, and lender policies.

🔄 Balance Transfer Calculator

Current Loan

Outstanding Amount (₹)

Current Interest Rate (%)

Remaining Tenure (Years)

New Offer

New Interest Rate (%)

Transfer Fee (%)

Processing Charges (₹)

📊 Amortization Chart

📋 Amortization Schedule

Period	Opening Balance	EMI	Principal	Interest	Closing Balance
Calculate EMI to see amortization schedule

🔒 Your Privacy Matters

100% Browser-based calculations: All your financial data (age, salary, contributions) stays in your browser. Nothing is sent to our servers.

Optional analytics: We use Google Analytics (with IP anonymization) only if you consent. This helps us improve the tool. Your calculation data is never included in analytics.

Ads support: We show Google AdSense ads to keep this tool free. Ads are contextual and don't use your calculation data.

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