Goal-based planning • Step-up SIP • Scenario comparison • Investment Projection Tool
Systematic Investment Plan (SIP) allows you to invest a fixed amount regularly in mutual funds. It's a disciplined way to build wealth through rupee cost averaging and power of compounding.
How much monthly SIP do you need to build a ₹1 Crore or ₹5 Crore retirement corpus in India? Use this pre-computed goal matrix (assuming a 12% historical equity mutual fund CAGR) or enable 10% Annual Step-Up SIP in the calculator above to reduce your starting monthly investment by nearly 40%.
| Target Wealth Goal | In 10 Years (120 Mos) | In 15 Years (180 Mos) | In 20 Years (240 Mos) | In 25 Years (300 Mos) |
|---|---|---|---|---|
| ₹25 Lakh | ₹10,760/mo | ₹4,955/mo | ₹2,502/mo | ₹1,317/mo |
| ₹50 Lakh | ₹21,520/mo | ₹9,909/mo | ₹5,004/mo | ₹2,635/mo |
| ₹1 Crore | ₹43,041/mo | ₹19,819/mo | ₹10,009/mo | ₹5,270/mo |
| ₹2 Crore | ₹86,081/mo | ₹39,637/mo | ₹20,017/mo | ₹10,539/mo |
| ₹5 Crore | ₹215,203/mo | ₹99,093/mo | ₹50,043/mo | ₹26,349/mo |
| ₹10 Crore | ₹430,405/mo | ₹198,186/mo | ₹100,085/mo | ₹52,697/mo |
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